70% of Americans keep a balance on at least one of their credit cards from month to month. Most of these cards have high interest rates, which add up to large amounts in interest expense. When you switch to a low interest rate credit card, you might save hundreds of dollars in interest.
Credit card companies [...]
Credit card companies increased interest rates in anticipation of new laws going into effect next year. It is a good time to negotiate lower rates. Customers usually would not take time to call about the increased rates. You have to call and try.
List your credit card accounts
Include the total balance and the interest rate you [...]
Many credit card companies are still raising interest rates. They are doing this to protect themselves from greater risks. Credit card services are not improving while they are charging more!
You, as a consumer, don’t have to accept this. You might think as if the lenders have all the power. They set the interest rate and [...]
Have you been looking around for a low interest rate credit card? Did you notice that the internet is full with websites offering low rates to attract you to apply for their cards?
It is the right time to consolidate all your high interest credit cards and get a better interest rate. But when you look [...]